Disclaimer

Not financial advice

Nothing on CalcSnap is financial, investment, tax or legal advice, and nothing is a recommendation to buy, sell or hold any security. The value investing calculators (Graham Number, DCF, Margin of Safety, P/E and P/B, Buffett Indicator, Rule of 72) and the articles about them explain how investors think about value. They cannot tell you what a particular investment is worth or what you should do.

Not medical advice

The health calculators (BMI, calories, body fat, water intake, sleep cycles) give general estimates based on published formulas. They do not account for your individual health and are not a substitute for advice from a doctor, nurse or registered dietitian.

My own examples

When I write about my own thinking as a saver and investor, it is to illustrate an idea. My circumstances, time horizon and tolerance for risk are not yours, and what makes sense for me may not suit you.

No professional relationship

Using the site, reading the articles or emailing me does not create any advisory relationship. I am not a licensed financial adviser, accountant, lawyer or medical professional, and CalcSnap is not authorised or supervised by any financial regulator.

Accuracy

I test the calculators against worked examples and explain each formula on its page, but errors are possible, and results are only as good as the inputs and assumptions you choose. Check important results with an independent method or a professional before you act on them. If you find a mistake, please tell me at contact@deepsonicecho.com.

Users outside Finland

Tax rules, lending rules and financial regulation differ between countries. You are responsible for checking how they apply where you live.

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Contact

Questions about this disclaimer: contact@deepsonicecho.com.